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Prepaid Reloadable Visa card for New Zealand

Perfect for B2B incentive and loyalty programs.

We offer iChoose, co-branded or fully branded card options.

Creating strong customer loyalty

Connection to effort and ongoing rewards

iChoose+ reloadable cards are an attractive option, perfect for loyalty programs or ongoing payments. In some industries, reloadable cards have become so popular that participants sign up as a partner because a reloadable payment card is included in the rewards and incentive program.

Like all our Visa gift cards, we place your customer and staff at the centre of our reloadable card options. It’s why iChoose+ reloadable cards have a range of card life options and no fees charged to the cardholder balance. Unlike other reloadable cards in the New Zealand and Australian markets we don’t have any hidden fees, transaction charges, cancellation fee or monthly management fees.

At iChoose we believe that if a card holder has earned the load value on the reloadable card, they should be allowed to spend the full amount. That is why we have no hidden card costs or monthly fees to you or the cardholder for using or having active cards in the market.

Use iChoose+ reloadable cards to streamline your loyalty rewards, payments, expenses, sales incentives, referral rewards and commission payments to drive future growth and success for you and your brand.

iChoose+ Reloadable card types and pricing

Fully Branded iChoose+ Reloadable Card



+ GST per card

  • 12 month life $11.95 per card +GST
  • 24 month life $12.95 per card + GST
  • Customised card design with your logo and artwork*
  • One-off setup fee (excluding art work costs) Minimum order 25 cards
  • Choose either 1 or 2 year card life
  • Volume discounts for large orders
  • Load up to $4999.99 per card $25,000
  • lifetime limit
  • Includes iChoose+ card carrier
  • Custom card carrier options available
  • Securely sent by post direct to card holder
  • Individual card activation by card holder in card portal
  • Order direct via iChoose support team
  • Delivered in 7 – 10 business days


How it works

  • Order

    Order your reloadable debit cards with our iChoose support team. You are always in control of funds loaded on each card. Then share your card holder details and we’ll do the rest.
  • Post

    Your cards are sent securely by post, directly to each card holder saving you time and costs in packaging and handling. So you don’t have to worry about repackaging and distribution!
  • Activate

    When received, the card holder will activate their card by using their personal details within the secure card portal. Don’t stress if it’s lost in the post. There is very little risk of theft as funds are not available until the card is activated!
  • Spend

    Once activated, funds are available for spending, and your card holder can enjoy their incentive or reward. Your participants can use the card in multiple transactions at over 24 million merchants around the world. Anywhere Visa is accepted!


  • An iChoose+ Reloadable Visa card is ‘Prepaid’. This means that a single card can have funds loaded frequently by a corporate and a cardholder continues to spend the balance until the card expires. Even when funds are exhausted, and the card has not expired, it can be re-loaded by the corporate. Cardholders select credit at the checkout and enter the PIN which they set at the time of activation. The card can be used multiple times as long as funds exist on the card. Card use instructions are printed on the card packaging.

  • iChoose+ Reloadable cards can be used wherever Visa cards are accepted, including online at over 24 million merchants worldwide. Whether you are purchasing high street fashion, electrical products, garden products, event tickets, something for the kids or something special for yourself – you can see the options are endless – these cards definitely give a cardholder the freedom of choice!

  • iChoose+ Reloadable cards can be ordered with any dollar amount from $10 to $4,999.99 per card and up to $25,000 during its validity period.

  • iChoose+ Reloadable cards can only be ordered by Corporates, with all new card orders posted directly to anyone if you have their name, address, phone number and DOB. We usually see reloadable cards sent to customers and staff as a reward, incentive, an ongoing rebate, or for expenses.

  • Once a iChoose+ Reloadable card is received by the cardholder via post. They will follow the instruction on the card carrier to activate their card via the ‘My Card’ portal. Using personal information linked to their card, once activated the card is ready for use.

  • All iChoose+ Reloadable cards include local postage charges in the cost of the card. There are no more postage charges to you or your cardholder.

  • There is a minimum card order of 25 cards for any iChoose+ Reloadable cards. If you want your own card with branding, depending on the volume and card type the minimum order may vary. For more information contact our expert iChoose team.

  • Our expert iChoose sales team will help you with all your queries on card purchases. Simply press ‘Contact Us’ and the team will assist matching the right card for your needs.

  • Card orders take 7-10 business days to be printed, packed and shipped to the cardholder. Once in the post the delivery time is in the hand of the postman! Please keep this in mind when you require cards to be delivered by a specific date.

  • Yes, this is the beauty of an iChoose+ Reloadable card. It can be re-loaded or topped up. Once the card has been issued with a value, the card value can be spent, and you can top up more during the card’s validity period.

  • With available funds to load, iChoose+ Reloadable cards can be loaded within 24 hrs. This makes reloadable one of the quickest ways to reward and make payment to your important stakeholders.

  • iChoose+ Reloadable cards can only be ordered by corporates. We will need your company details to set up an account. Once ready to order, we will need some personal details of your cardholders to ensure we create and send a card securely to that individual. To issue the card to a cardholder, we will need their full name, address, phone number and DOB for our records. For every reloadable card you should have a unique ID for a card, as that is how you know funds will be loaded to the right card every time!

  • iChoose+ Reloadable cards offers you a fully branded card with your company design. We can create a card design for you, or you can provide us with a card design to use. Card design is subject to Visa approval. Depending on the design choice and volume of cards required, it can take anywhere from 4 – 12 weeks to setup a fully branded card design and a setup fee applies. If you are after your own branded iChoose+ Reloadable card for clients, employees or friends and family, please contact our customer service team at info@ichoosecard.co.nz so they can assist you in creating your branded card.

  • Yes, iChoose+ Reloadable cards have the choice of a 12 or 24 month expiration period from the date of issue. The expiry date is printed on the card. Cards will expire at the end of the month shown. Once this date has passed, a cardholder will not be able to use the card and any remaining balance will be forfeited.

  • We cannot extend the expiry date of an iChoose+ Reloadable cards. Once the card has expired, any remaining funds are forfeited and the card cannot be accessed. Cardholders will not be notified prior to the expiry date.

  • Choose+ Reloadable Cards are great idea to reward customers with travel money. They are recognised by most financial institutions. There are some fees when using the call centre or when cards are used overseas to buy products and services in foreign currencies. These fees are clearly outlined on the card Terms and Conditions. As a corporate you will have a load fee applied when topping up cards. This rate is set during the sign up of your iChoose+ Reloadable card program.

  • If all the funds have been spent but the iChoose+ Reloadable card is still active – cardholders should hold onto it! The iChoose+ loyalty reward card can be topped up at any time until the card expires. Offering customers loyalty points and reward points is a great way to extend the value of your branded rewards credit cards. Only when the incentive card expires should a cardholder look to cut it in half and discard it. They do not need to mail the expired card back to us. No additional fees will be charged to you or the cardholder.

  • iChoose Reloadable Cards operate just like any debit card or credit card and are perfect for your customer loyalty program. Loyal customers can check their loyalty card balance for free by visiting the cardholder website found on the back of the card or within the card pack.

  • A cardholder can log into the card portal with the personal account details they created when activating the card and request a replacement card. Or they can call the support line on 0800 424 667 (fees apply on phone calls)

Looking for something different?

  • Offering secure, direct to cardholder postage and the ability to load higher limits per card, iChoose+ single load Visa prepaid cards are a hassle-free card option suitable for large reward offers, cashback or promotions.

  • iChoose gift cards are the perfect option to gift to your staff, employees and team members. Hassle-free customisation, bulk ordering and activations. Choose from 1 or 2 year card life + Bonus 3 months.