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Prepaid Reloadable Visa card for Australia

Perfect for B2B incentive and loyalty programs and ongoing payments.

We offer iChoose, co-branded or fully branded card options.

Creating strong customer loyalty

Connection to effort and ongoing rewards

iChoose+ reloadable cards are an attractive option, perfect for loyalty programs or ongoing payments. In some industries, reloadable cards have become so popular that participants sign up as a partner because a reloadable payment card is included in the rewards and incentive program.

Like all our Visa gift cards, we place your customer and staff at the centre of our reloadable card options. It’s why iChoose+ reloadable cards have a range of card life options and no fees charged to the cardholder balance. Unlike other reloadable cards in the Australian and New Zealand markets we don’t have any hidden fees, transaction charges, cancellation fee or monthly management fees.

At iChoose we believe if a card holder has earned the load value on the reloadable card, they should be allowed to spend the full amount. That is why we have no hidden card costs or monthly fees to you or the cardholder for using or having active cards in the market.

Use iChoose+ reloadable cards to streamline your loyalty rewards, payments, expenses, sales incentives, referral rewards and commission payments to drive future growth and success for you and your brand.

iChoose+ Reloadable card types and pricing

iChoose+ Reloadable Cards



+ GST per card

  • 12 month life $10.10 per card +GST
  • 24 month life $14.65 per card + GST
  • Available in 12 or 24 month life cards
  • No setup fee & 25 card minimum order
  • Load any card value up to $4999.99 per card at one time, $25K over life of card.
  • Frequent card top ups available at any time, load fee applies to corporate loading
  • iChoose+ card carrier included
  • Each card is sent directly to the cardholder 7-10 working days from payment
  • Cards are activated by the card holder through their personal card portal
  • Card creation and ordering through the corporate portal or via our iChoose support team

Co- Branded iChoose+ Reloadable Card



+ GST per card

  • 12 month life $10.10 per card +GST
  • 24 month life $14.65 per card + GST
  • Add your logo onto a iChoose+ reloadable card design*
  • One-off setup fee (excluding art work)
  • Minimum branded cards orders of 25 cards
  • iChoose+ card carrier included
  • Load any card value up to $4999.99 per card at one time, $25K over life of card.
  • Frequent card top ups available at any time, load fee applies to corporate loading
  • Each card is sent directly to the cardholder 7-10 working days from payment
  • Cards are activated by the card holder through their personal card portal

How it works

  • Order

    Place your order either through the iChoose corporate portal or directly with our support team. You are always in control of funds loaded on each card. Then share your card holder details and we’ll do the rest.
  • Post

    Your cards are sent securely by post, directly to each card holder saving you time and costs in packaging and handling. So you don’t have to worry about to repackaging and distribution!
  • Activate

    When received, the card holder will activate their card by using their personal details within the secure card portal. Don’t stress if it’s lost in the post. There is very little risk of theft as funds are not available until the card is activated!
  • Spend

    Once activated, funds are available for spending, and your card holder can enjoy their incentive or reward. Your participants can use the card in multiple transactions at over 24 million merchants around the world. Anywhere Visa is accepted!


  • An iChoose+ Reloadable Visa card is ‘Prepaid’ and the same size as a normal credit card or business card. This means that a single card can have funds loaded frequently according to the points earned by the cardholder over time. Funds can only be loaded by a corporate while the cardholder continues to spend the balance until the card expires. When funds are exhausted, and the card has not expired, and can be re-loaded by the corporate. Each card has a unique card number, which is also their account number. Cardholders select credit at the checkout and enter the PIN which they set at the time of activation. The card can be used multiple times as long as funds exist on the card. Card use instructions are printed on the card packaging.

  • iChoose+ Reloadable cards are just like a credit or debit card, and can be used wherever Visa cards are accepted, including online at over 24 million merchants worldwide. Whether you are purchasing high street fashion, electrical products, garden products, event tickets, something for the kids or something special for yourself – you can see the options are endless – these cards definitely give a cardholder the freedom of choice!

  • iChoose+ Reloadable cards can be ordered with any dollar amount from $10 to $4,999.99 per card and up to $25,000 during its validity period.

  • iChoose+ Reloadable cards can only be ordered by Corporates, with all new card orders posted directly to anyone if you have their name, address, phone number and DOB. We usually see iChoose+ Reloadable cards sent to customers and staff for the purpose of rewards, incentives, ongoing rebates and expenses.

  • iChoose+ Reloadable cards are sent directly to the cardholder via post. When they receive the card, they will follow the instruction on the card carrier to activate their card via the ‘My Card’ portal. Using personal information linked to their card, the cardholder then activates the card and it’s ready to use on everyday purchases.

  • All iChoose+ Reloadable cards include local postage charges in the cost of the card. There are no more postage charges to you or your cardholder.

  • There is a minimum card order of 25 cards for any iChoose+ Reloadable cards. If you want your own card with branding, depending on the volume and card type the minimum order may vary. For more information contact our expert iChoose team.

  • Our expert iChoose sales team will help you with all your queries on eligible purchases. Simply press ‘Contact Us’ and the team will assist matching the right card for your needs.

  • Card orders take 7-10 business days to be printed, packed and shipped to the cardholder. Once in the post the delivery time is in the hand of the postman! Please keep this in mind when you require cards to be delivered by a specific date.

  • Yes, this is the beauty of an iChoose+ Reloadable card. It can be re-loaded or topped up. Once the card has been issued with a value, the card value can be spent, and you can top up more during the card’s validity period.

  • With available funds to load, iChoose+ Reloadable cards can be loaded within 24 hrs. This makes reloadable one of the quickest ways to reward and make payment to your important stakeholders.

  • iChoose+ Reloadable cards can only be ordered by corporates. We will need your company details to set up an account. Once ready to order, we will need some personal details of your cardholders to ensure we create and send a card securely to that individual. For every reloadable card you should have a unique ID for a card, as that is how you know funds will be loaded to the right card every time!

  • iChoose+ Reloadable cards have two options for branded cards; co-branded or fully branded with your company design. Co-branded cards are for those who need low volume orders but still want your brand in the hands of a customer. We can place your logo onto one of our iChoose+ reloadable card designs. Fully branded cards are the best option if you want real impact as the full face of the card has your company design. We can create a card design for you, or you can provide us with a card design to use. Card design is subject to Visa approval.

  • Yes, iChoose+ Reloadable cards have the choice of a 12 or 24 month expiration period from the date of issue. The expiration date is printed on the card, and cards will expire at the end of the month shown. Once this date has passed, a cardholder will not be able to use the card or perform a balance transfer. This means that any remaining balance after the expiration date will be forfeited.

  • We cannot extend the expiry date of an iChoose+ Reloadable cards. Once the card has expired, any remaining funds are forfeited and the card cannot be accessed. Cardholders will not be notified prior to the expiry date.

  • There are some fees when using the call centre or when cards are used overseas there will be the usual foreign transaction fees. These fees are clearly outlined on the card Terms and Conditions. As a corporate you will have a load fee applied when topping up cards. This rate is set during the sign up of your iChoose+ Reloadable card program.

  • If all the funds have been spent but the iChoose+ Reloadable card is still active – hold onto it! The card can be topped up at any time until the card expires. Only when the card expires should a cardholder look to cut it in half and discard it. Your cardholders do not need to mail the expired card back to us. No additional fees will be charged to you or the cardholder.

  • All cardholders can check their card balance for free by visiting the cardholder website found on the back of the card or within the card pack.

  • A cardholder can log into the card portal with the personal account details they created when activating their rewards credit card and request a replacement card. Or they can call the support line on 1800 914 332 (fees apply on phone calls)

Looking for something different?

  • iChoose logo single white 1

    Offering secure, direct to cardholder postage and the ability to load higher limits per card, iChoose+ single load Visa prepaid cards are a hassle-free card option suitable for large reward offers, cashback or promotions.

  • iChoose logo gift white

    iChoose gift cards are the perfect option to gift to your staff, employees and team members. Hassle-free customisation, bulk ordering and activations. Choose from 1 or 2 year card life + Bonus 3 months.